Bad boy banks

When it comes to hearing someone ‘say please help me’ and then when you do your reward is a slap in the face, the saying no good deed goes unpunished comes to mind. The fact that the US government has taken note about the behavior of big banks is more about right and wrong and not about scoring political points for the next elections.

Unfortunate as it is, big banks simply see people as numbers. When you walk into a bank that is like a grand palace with marble columns and polished floors, some people stare in awe, while others come to realize that they are paying for this grandeur with countless fees and charges. To the big banks you are just a source of income that they can freely manipulate. If they want to increase fees, there is little a person can do about it.

So now this big economic downturn happens and suddenly the banks have become the poor innocent victims of hard times needing a loan from the people to stay solvent. So when the US government provided the bailout with taxpayer money, the big banks suddenly got greedy again.

That greed was sudden and very big hikes in interest rates to the very same people who just bailed them out. Now when it comes to pushing peoples buttons, the feeling of getting ripped off most certainly is a common button that quickly invokes anger and rage in people. It is that same anger and rage that caused the government to react again, as they too see the bank’s bills in their mail box.

So the question comes down to how much greed cancels out morals and ethics. Is seems that whenever a person feel immune from relying on others, they start to regress and slowly depart from what people recognize as human traits. We have seen it in dictators both past and present, as well as big bosses who occupy the top floor corner office. The caring and concern for others is a casualty of greed and power. Any challenge is quickly and decisively put to an end.

So that leads us to the next question about the need for laws to keep the morals and ethics of the big bosses in check. It is proven that without some threat they will cease acting like humans, and more like a lion during feeding time. Then it starts to get very complex in that laws that would insure morals and ethics may themselves be immoral and unethical.  As everyone has differing opinions of what is moral and ethical, it becomes even more complex as to who should decide.

Connecting the Dots sees little that can be done except for good old fashion fear. When these bosses go home at night, they walk into the mob that they are hurting. That fear of bodily harm may be enough. There may be little a legal approach may do, but to suddenly become the prey of an angry mob most certainly has a strong psychological impact.  When the thought that even the police and judges are being hurt by them, that sudden feeling of fear can be overwhelming.

Connecting the Dots is not suggesting that these people should be assaulted or mugged, but to simply be made very uncomfortable with the thought it may happen. This actually happened in 2008 at the start of the economic crisis as people started taking tours to the houses of CEO’s who took millions of dollars with golden parachutes while the company they were running was laying off people and falling apart. The results were mixed as it did not last very long. However with banks people will be reminded every month when the bill comes.

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